Pricing
Pay for results, not retainer fees.
Traditional credit repair companies charge $79–$149 per month and do nothing you can't do yourself. We hand you the AI — at a fraction of the cost.
Free
Start fighting inaccuracies today.
- Unlimited dispute letter generation
- All 5 letter types (bureau, validation, inquiry, goodwill, ID theft)
- State-aware statute citations
- Copy / download as plain text
- Print or save as PDF
Most popular
Premium Export
For when you're ready to send.
- Everything in Free
- Formatted, print-ready PDF
- Certified Mail automation (print + label + USPS tracking)
- Saved to your Elite Consumer Vault
- Mailing checklist & enclosure guide
Pro Membership
The whole platform. The Smart Dispute Engine at full power.
- Everything in Free + Premium Export
- AI Credit Audit — unlimited reports
- Violation Detector — flags FCRA / FDCPA issues
- Bureau Response Scanner
- Elite Consumer Vault with history + receipts
- 30-Day Dispute Challenge + Rebuild Academy
Add-on: AI Credit Audit
Don't need a full subscription? Run a single AI Credit Audit for $29 one-time. Upload your report, get a full violation report and recommended strategy in minutes. (Included free in Pro.)
See what you get
Tour the Pro dashboard before you sign up.
Score tracker, active disputes, AI audit summary, certified-mail letter history, and your encrypted consumer vault — all in one place.
14-day money-back guarantee
If it doesn't feel professional, we refund you. No questions.
Free generator is always free. Premium and Pro come with a 14-day refund window. Cancel Pro anytime from your dashboard — no phone tree, no retention specialist.
Why we're different
How Just Dispute IT compares.
| Just Dispute IT | Traditional repair co. | DIY templates | |
|---|---|---|---|
| Monthly cost | $0 – $29 | $79 – $149 | $0 |
| AI violation detection | ✓ Built-in | ✗ | ✗ |
| Certified mail automation | ✓ 1-click | Sometimes | ✗ |
| You control the case | ✓ Always | ✗ They do | ✓ |
| Cancel anytime | ✓ 1-click | Retention call | N/A |
| Refund window | 14 days | Rarely | N/A |