Freeze first, dispute second
Freeze the file before opening disputes so the record can't be reinserted by a bad furnisher mid-investigation.
Screening
ChexSystems
Get back to banking. Fast.
ChexSystems, Early Warning, and TeleCheck determine whether you can open a bank account. They're regulated under the FCRA, and every entry can be disputed, verified, or blocked when tied to fraud.
What you get
Every workflow, out of the box.
- One-page dispute packet for ChexSystems, Early Warning, TeleCheck
- Security freeze scripts for each agency
- Fraud block-account requests under §605B when applicable
- Second-chance banking directory for verified members
Strategies in play
The specific moves the AI runs on your behalf.
Related solutions
The rest of the defense stack.
Credit
Credit Report Errors
Every reporting error, professionally challenged.
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Debt
Debt Collections
Turn every collector into a compliance problem.
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Credit
Charge-Offs
Stop paying for accounts the furnisher can't verify.
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Credit
Late Payments
One late payment shouldn't cost 100 points.
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Ready to run the play?
Start with a free credit audit. The AI Credit Analyst reads your file, flags issues, and drafts the first letter — all in under 5 minutes.