NCAP standard
The National Consumer Assistance Plan requires bureaus to match at least three PII fields for public records. Any less and the record must be removed.
Public Records
Judgments
Verify the record. Remove the report.
Since 2017, the three bureaus stopped voluntarily reporting most civil judgments — but liens, satisfied judgments, and legacy records still surface via secondary reporting. AI cross-checks every entry against the court of record.
What you get
Every workflow, out of the box.
- Court-of-record verification workflow
- NCAP-standard PII match check (name + address + SSN or DOB)
- Satisfied-judgment update requests
- State-specific expungement guidance where available
Strategies in play
The specific moves the AI runs on your behalf.
Satisfaction request
A satisfied judgment must be reported as satisfied. AI drafts the update request with court-of-record citations.
Related solutions
The rest of the defense stack.
Credit
Credit Report Errors
Every reporting error, professionally challenged.
Explore →
Debt
Debt Collections
Turn every collector into a compliance problem.
Explore →
Credit
Charge-Offs
Stop paying for accounts the furnisher can't verify.
Explore →
Credit
Late Payments
One late payment shouldn't cost 100 points.
Explore →
Ready to run the play?
Start with a free credit audit. The AI Credit Analyst reads your file, flags issues, and drafts the first letter — all in under 5 minutes.