Onboarding · guided by Nova
Welcome to Just Dispute IT.
Nova, Credit Audit AI
“Welcome to Just Dispute IT. I'm Nova, your Credit Audit AI. I'll help analyze your credit information, organize your financial defense strategy, and guide you through every step of the process. You approve every action. Nothing goes out without you.”
Your first session
Five steps. Nova is on lead.
Every step is powered by a specialist. Educational only — not legal advice. Results may vary.
Led by Vault
Secure profile setup
Verify your identity and choose your defense preferences. Everything encrypted before it touches storage.
Led by Vault
Upload or connect your report
PDF, screenshot, or paste — any format from any bureau. You keep the original, we work off the copy.
Led by Nova
Initial audit
Nova reads every account across all three bureaus and flags anything worth challenging. Sentinel double-checks for reporting inconsistencies.
Led by Pulse
Financial Health Score
You get an overall Financial Health Score, a Credit Defense Score, and a risk-level readout. Pulse tracks progress from day one.
Led by Atlas
Personalized roadmap
Atlas sequences the moves — what to dispute first, what to defer, what to freeze. You approve every action before it goes out.
Once Nova hands off
The rest of the team steps in.
Sentinel scans. Lex explains. Scribe drafts. Tracker holds the clock. Beacon watches your identity. Oracle answers what you didn't know to ask.
Before you begin
Just Dispute IT is not a law firm and not a credit repair organization under the CROA. Every letter goes out under your name with your approval. We help you challenge inaccurate information, identify potential reporting errors, generate dispute letters, and track responses. Results may vary.